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Paying for senior care in Volusia and Flagler

The published Florida figures, the programs that help, and where the numbers stop.

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What does senior care cost around Daytona Beach and Palm Coast?

No price survey covers Volusia or Flagler County alone; the nearest published figures are CareScout's 2025 Florida medians of about $5,500 a month for assisted living, $10,342 for a shared nursing home room, $6,101 for 44 hours a week of home care and $1,625 for weekday adult day care.

Last verified: November 2026
Care type (Florida, 2025)Median per yearAbout per monthChange from 2024U.S. median
Assisted living community$66,000$5,500+3%$74,400
Nursing home, semi-private room$124,100$10,3420%$114,975
Nursing home, private room$146,000$12,167+5%$129,575
Home care, non-medical (44 hrs/week)$73,216$6,101+7%$80,080
Adult day health care (5 days/week)$19,500$1,625n/a$24,700

CareScout 2025 Cost of Care Survey, Florida results (Business Wire, March 2, 2026). Monthly, hourly and daily figures are our arithmetic on CareScout's annual medians (annual / 12; home care annual / 2,288 hours; nursing home annual / 365; adult day annual / 260 days).

Which programs help pay for long-term care in Florida?

Private savings and long-term care insurance come first for most families; Medicare covers rehab stays, home health and hospice; Florida Medicaid's long-term care program covers nursing homes and in-home or assisted living services; OSS adds a small room-and-board supplement; and VA pension with Aid and Attendance helps eligible veterans and surviving spouses.

PACE is not open in either county yet: Beacon of Life's program for Volusia, Flagler and Seminole was still awaiting federal approval in AHCA's August 2026 report. The cost Medicaid never covers is assisted living rent and meals.

Where can Volusia and Flagler families get free benefits counseling?

ElderSource, the Area Agency on Aging for both counties, screens for Medicaid long-term care and connects families with local services at 1-888-242-4464; SHINE counselors give free Medicare help at 1-800-963-5337.

Medicaid long-term care plan choice counseling is at 1-877-711-3662.

Every costs & paying guide

What senior care costs in Volusia and Flagler

Florida's 2025 CareScout medians for assisted living, nursing homes, home care and adult day care, what they mean for Volusia and Flagler families, and why no local or memory care median exists.

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Florida Medicaid long-term care

How Florida's Statewide Medicaid Managed Care Long-Term Care program pays for nursing homes, home care and assisted living services, the April 2026 income and asset limits, the wait list and ElderSource's role.

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Optional State Supplementation (OSS)

How Florida's OSS payment helps low-income ALF and adult family care home residents with room and board, how DCF calculates it, which local ALFs report OSS beds, and how to apply.

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What Medicare pays for

Medicare and assisted living, the 100-day skilled nursing benefit, home health, hospice and free SHINE counseling for Volusia and Flagler seniors.

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VA pension with Aid and Attendance

How VA pension with Aid and Attendance helps pay for assisted living or home care, the rates effective December 1, 2025, the $163,699 net worth limit, and free claim help.

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PACE in Volusia and Flagler

What PACE is, the status of Beacon of Life's planned PACE program for Volusia, Flagler and Seminole in AHCA's August 2026 report, who will be eligible, and what to use until it opens.

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Spousal rules, income trusts and the look-back

What a spouse at home may keep under Florida Medicaid in 2026, how a qualified income trust works, the 60-month look-back and transfer penalty divisor, and when to see an elder law attorney.

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Paying privately for care

How families pay for assisted living and home care from income, savings, home sales and long-term care insurance, a simple runway test, and when to start the Medicaid or OSS path.

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At a glance

These pages give youThese pages cannot give you
PricesFlorida's 2025 CareScout medians, labelled as statewideA Daytona Beach or memory care median, because none is published
ProgramsHow SMMC LTC, OSS, Medicare, VA pension and PACE workA decision on anyone's eligibility
ThresholdsDCF's April 2026 income, asset and spousal limitsLegal or tax advice for a specific family

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